Frequently Asked Questions

No. BAE Benefits is an independent, benefits advisory firm. We do not sell insurance, place coverage, or receive commissions from carriers. Our work is focused on strategy, governance, and leadership, not product sales.

No. We work alongside your existing broker, not in competition with them. Brokers remain responsible for market access, carrier negotiations, and placement. BAE Benefits provides leadership, structure, and decision support to help organizations get more value from those relationships.

We partner closely with HR and People teams while operating from a benefits leadership perspective. Our role is to provide senior‑level oversight across benefits strategy, renewals, compliance governance, vendor coordination, and executive communication, reducing internal burden and increasing clarity.

Fractional Benefits Leadership provides senior‑level expertise without adding headcount. Through an ongoing retainer, BAE Benefits supports organizations with leadership, planning, and execution oversight on a consistent basis, rather than project‑by‑project or transactional support.

Engagements are delivered through retainer‑based service tiers aligned to organizational size and complexity. Support may be advisory, strategic, or executive‑level, and is structured to provide continuity, accountability, and leadership over time.

Yes. BAE Benefits provides fractional and interim benefits leadership, including executive‑level support during growth, transitions, M&A activity, leadership changes, or periods of increased complexity.

We support organizations across: Federal, nonprofit, and for‑profit sectors Regulated and government‑contracting environments Growing and mid‑sized employers seeking senior benefits leadership

We provide benefits compliance governance and oversight, including ACA, ERISA, Form 5500, and DOL audit readiness. We do not provide legal advice and coordinate closely with brokers, vendors, and legal counsel as appropriate.

All services are delivered through transparent, retainer‑based pricing. Because we do not earn commissions or sell products, our recommendations are fully aligned with client objectives.

We begin with a strategic discussion to understand your organization, priorities, and challenges. From there, we recommend the appropriate service tier and engagement structure.